Rachel Cruze is known to fame with her book Smart Money Smart Kids, which was co-authored with her father, Dave Ramsey. The book was listed as number one on The New York Times Best Seller list in the year 2014. She wrote the second book Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want. This book was published in 2016. She is an established author and financial activist helping people control money management and savings.
Rachel Ramsey was born on April 4, 1988 to Dave Ramsey and Sharon Ramsey. She was brought up along with his siblings Denise Ramsey and Daniel Ramsey. His father Dave Ramsey is a successful business man. Rachel and her siblings are taught from their childhood how to save, spend and or give. Her parents also taught them that the way they spend their money reflect ones value. At the age of 5 years she was taught “You work, you will be paid for it, if you don’t work, you will not get paid.” She graduated from The University of Tennessee in Bachelor of Arts in communication studies.
In the year 2009, Rachel found her soulmate in Winston Cruze. Winston Cruze and Rachel Ramsey share same thoughts when it comes to financial management and they have been together to Financial Peace University. The Cruzes along with daughter Amelia, and their yellow lab, Nala lives in Franklin, Tennessee. Rachel says she is a spendthrift whereas Winston is a money saver. This is how they balance the finance and stick to it.
Soon after graduating she joined her father’s firm as a fulltime employee. She now works on teaching the younger generation at high school, university colleges and youth conferences about financial principles and personal finance. She advises use of debit cards instead of credit cards. This will help to control money spending.
According to her one should not spend more than he earns to avoid debts. Her ideology is (an individual) “requires a discipline and a mindset that often goes against the grain of our instantly gratified society,” She expressed the same in an interview in the Kansas City Star. She started video blogging in the year 2014.
She promoted her ideology in various television shows expressing her thoughts on personal finance, her books and her learning as a child on Good Morning America and The Today Show. She was also on television shows such as Good Day L.A., The Meredith Vieira Show, Katie, and Fox and Friends.
Rachel Cruze along with her father Dave Ramsey held a media event, The legacy Journal to send message about finance.
She also authored other books such as Safeguarding Your Legacy (a book on legacy and relationships) and The Graduate’s Survival Guide (An easy to understand and enjoy to read book).
Smart Money Smart Kids won New York Times best seller, and the book was acclaimed in The Wall Street Journal and Publishers Weekly.
How much is Rachel Cruze Net Worth in 2017
Dave Ramsey net worth is estimated to be $55 million dollars and it is unknown that how much money Dave Ramsay’s daughter Rachel Cruze Have.
At a very young age Rachel Cruze became a renowned financial advisor along with his father Dave Ramsey and has bestselling book Smart Money Smart Kids (2014) to her credit.